SMH CFO is the finance team for growing brands.

It closes the month with an AI accounting team, forecasts your cash and answers questions about your books. You review the work and approve what posts.

app.smhcfo.com/chat
SMH CFO chat: Counter explains why cash fell $84,200 in September, with a cash bridge table and a waterfall chart
Reads SMH Ledger for every figure Hands drafts to SMH Close after approval Shows its sources under each answer

Close

Agents work the checklist. You review the workpapers.

The AI team takes tasks from September's close: bank reconciliations, revenue cut-off, accruals. Each finished task arrives as a workpaper in your review queue.

Meet the AI team
app.smhcfo.com/team/operations
SMH CFO team operations: the September close run and the review queue

Ask

Answers you can check before you use them.

Ask the way you would ask your controller. Counter shows what it read, how it got the number and where each figure came from.

  • Ctrl+K for profit, cash, who owes you and what you owe
  • Drop in a bank file or a bill to import it
  • Export any answer to Excel or PDF
app.smhcfo.com/chat
SMH CFO chat while Counter is working through its steps

AI team

A small accounting team that follows your procedures.

Seven members, including a Controller, an Internal Auditor and AP, AR and Treasury associates. Each owns one kind of work and keeps a record of what it did. Approve a bank reconciliation and it goes to SMH Close as a draft.

app.smhcfo.com/team
SMH CFO AI accounting team with seven members

Cash

The next 90 days of cash, in one picture.

See the low point before it arrives. For the sample company in these screens, that is the week of 16 November, before holiday sales land.

app.smhcfo.com/forecasts
SMH CFO 90-day cash forecast

The SMH Platform. CFO is the part that talks back.

SMH LedgerThe general ledger. Every figure starts here.smhledger.com SMH InventoryCosts, stock and purchase orders.smhinventory.com
SMH CloseThe month-end workspace and sign-off.smhclose.com
SMH CFOCounter and the AI team, across all three.you are here

Try SMH CFO on your own books.

Early access is open to product brands on SMH Ledger. We set you up, connect your company and run your next close with you.

The screens on this page show SMH CFO running with a made-up company, Juniper & Vale Home.